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Technology

UPI crosses a new monthly record as small-ticket payments surge

Payments below Rs 200 accounted for more than half of all transactions.

RRohit DeshmukhSenior Business Editor · Bengaluru, Karnataka
31 Jul 2026 · 11:34 am 4 min 22.1K
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UPI crosses a new monthly record as small-ticket payments surge

Unified Payments Interface transactions crossed a fresh monthly record, driven by small-ticket retail payments.

Transactions below Rs 200 made up more than half the total volume for the first time.

Banks reported a decline in technical decline rates after last quarter's infrastructure upgrades.

The regulator is consulting on interchange for merchant categories above a turnover threshold.

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Comments

Be respectful. Moderated by our desk.

Rakesh S.

Clear reporting. Please follow up on the timeline.

Priya M.

Would like to see district-level data on this.

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